ATLASAffirm (AFRM) earnings date: Nov 5, 2026
Affirm (AFRM) reports earnings for the quarter ended Sep 30, 2026 on Thu, Nov 5, 2026, after the close. Analysts expect EPS of $0.35.
Source: company filings and exchange data · Updated Nov 2, 2026
Affirm reports on Nov 5, 2026. One email the day before, with ATLAS’s read on Affirm. You can switch it off at any time.
Alert me before AFRM reportsFree to start. Creating an account takes under a minute.
AFRM earnings at a glance
| Next report (confirmed) | Thu, Nov 5, 2026 |
|---|---|
| Time | After the close |
| Period | Quarter ended Sep 30, 2026 |
| EPS estimate | $0.35 |
| Last report | Aug 27, 2026 · Beat |
| Beat rate (last 4 reports) | 3 of 4 (75%) |
| Average EPS surprise | +120.6% |
| Average move around a report | ±3.4% (last 4) |
| Sector | Financial Services · Credit Services |
Affirm earnings history: last 4 reports
Affirm last reported on Aug 27, 2026: EPS of $4.97 against an estimate of $0.85 (+484.7% surprise), a beat.
| Report date | EPS est. | EPS actual | Surprise | Result | Move* |
|---|---|---|---|---|---|
| Aug 27, 2026 | $0.85 | $4.97 | +484.7% | Beat | +1.7% |
| May 6, 2026 | $2.55 | $2.72 | +6.7% | Beat | +0.8% |
| Feb 5, 2026 | $0.84 | $0.72 | -14.3% | Miss | -8.3% |
| Jan 15, 2026 | $2.98 | $3.14 | +5.4% | Beat | +3.0% |
*Move: change in the closing price from the last close before the report day to the close the day after it, so it captures the reaction whether the company reported before the open or after the close.
ATLAS view on AFRM before the report
| Last price | $73.47 (-1.8%) |
|---|---|
| ATLAS chance of a higher price in 1 month | 47% |
| Likely 1-month range (50%) | $65.12 – $81.08 |
| Normal 1-day range (±1σ) | ±3.7% |
| ATLAS fair value | $79.79 ($71.81 – $87.77) · price is 8% below |
These figures come from the same calibrated model and valuation as the Affirm stock page. They describe an ordinary period, not the earnings reaction itself, which is usually wider and can go either way.
Get the full ATLAS analysis for AFRM
See the fair value, the probability range and the earnings history of Affirm on its ATLAS page.
Affirm (AFRM) stock analysisPlans from €3.99 a month.
Affirm earnings: frequently asked questions
When does Affirm (AFRM) report earnings?
Affirm is scheduled to report on Thursday, November 5, 2026, after the close. ATLAS only shows a confirmed date when the company or the exchange data provides one; check the investor relations page for the call details.
What is the EPS estimate for AFRM?
The consensus EPS estimate for the quarter ended Sep 30, 2026 is $0.35 per share (USD). Estimates can change before the report.
How often does AFRM beat earnings estimates?
Of its last 4 reports with a recorded result, Affirm beat the EPS estimate 3 times; the average surprise was +120.6%. Past results do not predict the next one.
How much does AFRM move around earnings?
Over its last 4 reports the stock moved an average of 3.4% (absolute, from the close before the report day to the close after it), and finished higher 3 of 4 times.
Did Affirm beat earnings estimates last quarter?
Affirm last reported on Aug 27, 2026: EPS of $4.97 against an estimate of $0.85 (+484.7% surprise), a beat.
How much does AFRM usually move in a day?
On a normal trading day the ATLAS model puts AFRM’s one-day range at about ±3.7%, with a 49% chance of closing higher. This is not an options-implied earnings move; earnings days are usually wider.
Also reporting on Thu, Nov 5, 2026
Educational information, not investment advice. Disclaimer