Capital One Financial (COF) Q3 2026 earnings results
Capital One Financial (COF) reported EPS of $6.69 against an analyst estimate of $5.45: a beat of $1.24 (22.8%). The quarter ended Sep 30, 2026; the company reported on Tuesday, October 20, 2026, after the close.
Status: Confirmed · cross-checked Nov 2 · Source: EODHD (calendar and fundamentals, cross-checked)
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COF Q3 2026 results at a glance
| EPS reported | $6.69 |
|---|---|
| EPS estimate | $5.45 |
| Surprise | Beat · +$1.24 (+22.8%) |
| Quarter ended | Sep 30, 2026 |
| Reported | Oct 20, 2026, after the close |
| Status | Confirmed · cross-checked Nov 2 |
EPS is as supplied by EODHD, in US dollars per share; whether it is adjusted or GAAP follows that source. This is Capital One Financial’s Q3 2026, a calendar-year company.
Capital One Financial EPS surprise history: last 4 quarters
Capital One Financial beat the EPS estimate in 3 of its last 4 reports, with an average surprise of +12.0%.
| Report date | EPS est. | EPS actual | Surprise | Result | Move* |
|---|---|---|---|---|---|
| Oct 20, 2026 | $5.45 | $6.69 | +22.8% | Beat | +3.4% |
| Jul 21, 2026 | $4.69 | $5.81 | +23.9% | Beat | -2.6% |
| May 20, 2026 | $2.91 | $3.09 | +6.2% | Beat | +2.5% |
| Feb 23, 2026 | $0.42 | $0.40 | -4.8% | Miss | -5.7% |
*Move: change in the closing price from the last close before the report day to the close the day after it. It is filled in a few trading days after each report.
COF stock reaction to the report
COF moved +2.53% in the first session that reflects the report (close of Oct 20, 2026 $201.56 to close of Oct 21, 2026 $206.66). Since the report: +4.57% (latest close $210.77 on Nov 2, 2026, against $201.56 before the reaction).
Next COF earnings report
Capital One Financial has not announced its next earnings date yet. This page shows a date only once it is confirmed. See the COF earnings calendar.
ATLAS fair value and signal for COF
| Last price | $210.77 (+2.9%) |
|---|---|
| ATLAS fair value | $294.50 (range $265.05–$323.95) · price is 28% below it |
| Chance of a higher close in 1 month | 52% (normal range $202.08–$221.15) |
These are model outputs from the same valuation and calibrated model as the Capital One Financial stock page. They describe an ordinary period and are not a forecast of any particular outcome.
Capital One Financial Q3 2026 earnings: frequently asked questions
Did Capital One Financial beat earnings estimates for Q3 2026?
Capital One Financial reported EPS of $6.69 against an analyst estimate of $5.45: a beat of $1.24 (22.8%).
When did Capital One Financial report Q3 2026 results?
Capital One Financial reported on Tuesday, October 20, 2026, after the close, for the quarter ended Wednesday, September 30, 2026.
How often does COF beat EPS estimates?
In its last 4 reports with a recorded result, Capital One Financial beat the EPS estimate 3 times; the average surprise was +12.0%. Past results do not predict the next one.
How does ATLAS confirm a result?
A result is published only after it is cross-checked: the EODHD earnings calendar and the EODHD fundamentals feed must show the same EPS for the same fiscal period, or the same value must appear in two consecutive checks. Unconfirmed figures are never published. If the figures are revised later, this page updates.
Educational information, not investment advice. Disclaimer