ATLASLive Oak Bancshares (LOB) earnings date: expected January 17–23
Live Oak Bancshares (LOB) has not announced its next earnings date yet. Based on its last 4 reports, ATLAS expects it around January 17–23. That is an estimate, not a confirmed date.
Source: company filings and exchange data · Updated Nov 2, 2026
ATLAS view on LOB
| Last price | $35.54 (+3.1%) |
|---|---|
| Normal 1-day range (±1σ) | ±1.8% |
| Earnings beat history | Beat the EPS estimate in 4 of the last 6 reports |
| Dividend | $0.12 a year (0.34% yield) |
These figures come from the same calibrated model and valuation as the Live Oak Bancshares stock page. They describe an ordinary period, not the earnings reaction itself, which is usually wider and can go either way.
Expected around January 17–23 (estimate). One email the day before, with ATLAS’s read on Live Oak Bancshares. You can switch it off at any time.
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LOB earnings at a glance
| Next report | Not announced · expected around January 17–23 (ATLAS estimate) |
|---|---|
| Last report | Oct 21, 2026 · Miss |
| Beat rate (last 6 reports) | 4 of 6 (67%) |
| Average EPS surprise | +3.8% |
| Average move around a report | ±3.1% (last 6) |
| Sector | Financial Services · Banks - Regional |
The expected window is an ATLAS estimate: it takes the typical gap between Live Oak Bancshares’s last 4 reports and adds it to the most recent one. Companies announce the real date a few weeks ahead, and ATLAS switches the page to the confirmed date as soon as it is published.
Live Oak Bancshares earnings history: last 6 reports
Live Oak Bancshares last reported on Oct 21, 2026: EPS of $0.52 against an estimate of $0.64 (-18.8% surprise), a miss.
| Report date | EPS est. | EPS actual | Surprise | Result | Move* |
|---|---|---|---|---|---|
| Oct 21, 2026 | $0.64 | $0.52 | -18.8% | Miss | +1.0% |
| Jul 22, 2026 | $0.68 | $0.74 | +8.8% | Beat | +2.4% |
| May 7, 2026 | $1.11 | $1.22 | +9.9% | Beat | -0.1% |
| Apr 22, 2026 | $0.58 | $0.63 | +8.6% | Beat | +3.0% |
| Mar 16, 2026 | $2.01 | $2.62 | +30.3% | Beat | +1.2% |
| Jan 21, 2026 | $0.56 | $0.47 | -16.1% | Miss | +11.0% |
*Move: change in the closing price from the last close before the report day to the close the day after it, so it captures the reaction whether the company reported before the open or after the close.
Get the full ATLAS analysis for LOB
See the fair value, the probability range and the earnings history of Live Oak Bancshares on its ATLAS page.
Live Oak Bancshares (LOB) stock analysisPlans from €3.99 a month.
Live Oak Bancshares earnings: frequently asked questions
When is Live Oak Bancshares (LOB) next earnings date?
Live Oak Bancshares has not announced its next report. Its last 4 reports came Oct 21, 2026, Jul 22, 2026, May 7, 2026, Jan 21, 2026, so ATLAS estimates the next one around January 17–23. This is an estimate based on that pattern, not a confirmed date.
How often does LOB beat earnings estimates?
Of its last 6 reports with a recorded result, Live Oak Bancshares beat the EPS estimate 4 times; the average surprise was +3.8%. Past results do not predict the next one.
How much does LOB move around earnings?
Over its last 6 reports the stock moved an average of 3.1% (absolute, from the close before the report day to the close after it), and finished higher 5 of 6 times.
Did Live Oak Bancshares beat earnings estimates last quarter?
Live Oak Bancshares last reported on Oct 21, 2026: EPS of $0.52 against an estimate of $0.64 (-18.8% surprise), a miss.
How much does LOB usually move in a day?
On a normal trading day the ATLAS model puts LOB’s one-day range at about ±1.8%, with a 50% chance of closing higher. This is not an options-implied earnings move; earnings days are usually wider.
Educational information, not investment advice. Disclaimer