ATLASSynchrony Financial (SYF) earnings date: expected January 16–22
Synchrony Financial (SYF) has not announced its next earnings date yet. Based on its last 4 reports, ATLAS expects it around January 16–22. That is an estimate, not a confirmed date.
Source: company filings and exchange data · Updated Nov 2, 2026
ATLAS view on SYF
| Last price | $75.35 (-2.1%) |
|---|---|
| Normal 1-day range (±1σ) | ±1.7% |
| Earnings beat history | Beat the EPS estimate in 5 of the last 6 reports |
| Dividend | $1.24 a year (1.61% yield) · next ex-date Nov 5, 2026 |
These figures come from the same calibrated model and valuation as the Synchrony Financial stock page. They describe an ordinary period, not the earnings reaction itself, which is usually wider and can go either way.
Expected around January 16–22 (estimate). One email the day before, with ATLAS’s read on Synchrony Financial. You can switch it off at any time.
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SYF earnings at a glance
| Next report | Not announced · expected around January 16–22 (ATLAS estimate) |
|---|---|
| Last report | Oct 20, 2026 · Beat |
| Beat rate (last 6 reports) | 5 of 6 (83%) |
| Average EPS surprise | -5.8% |
| Average move around a report | ±2.3% (last 6) |
| Sector | Financial Services · Credit Services |
The expected window is an ATLAS estimate: it takes the typical gap between Synchrony Financial’s last 4 reports and adds it to the most recent one. Companies announce the real date a few weeks ahead, and ATLAS switches the page to the confirmed date as soon as it is published.
Synchrony Financial earnings history: last 6 reports
Synchrony Financial last reported on Oct 20, 2026: EPS of $2.68 against an estimate of $2.48 (+8.1% surprise), a beat.
| Report date | EPS est. | EPS actual | Surprise | Result | Move* |
|---|---|---|---|---|---|
| Oct 20, 2026 | $2.48 | $2.68 | +8.1% | Beat | -0.2% |
| Jul 21, 2026 | $2.13 | $2.59 | +21.6% | Beat | -0.8% |
| Jun 11, 2026 | -$0.33 | -$0.09 | +72.7% | Beat | +5.5% |
| Apr 21, 2026 | $2.16 | $2.27 | +5.1% | Beat | +0.1% |
| Mar 24, 2026 | -$0.40 | -$1.00 | -150.0% | Miss | +1.6% |
| Jan 27, 2026 | $2.02 | $2.18 | +7.9% | Beat | -5.3% |
*Move: change in the closing price from the last close before the report day to the close the day after it, so it captures the reaction whether the company reported before the open or after the close.
Synchrony Financial latest earnings results
- Synchrony Financial (SYF) Q3 2026 earnings results · reported Oct 20, 2026
Get the full ATLAS analysis for SYF
See the fair value, the probability range and the earnings history of Synchrony Financial on its ATLAS page.
Synchrony Financial (SYF) stock analysisPlans from €3.99 a month.
Synchrony Financial earnings: frequently asked questions
When is Synchrony Financial (SYF) next earnings date?
Synchrony Financial has not announced its next report. Its last 4 reports came Oct 20, 2026, Jul 21, 2026, Apr 21, 2026, Jan 27, 2026, so ATLAS estimates the next one around January 16–22. This is an estimate based on that pattern, not a confirmed date.
How often does SYF beat earnings estimates?
Of its last 6 reports with a recorded result, Synchrony Financial beat the EPS estimate 5 times; the average surprise was -5.8%. Past results do not predict the next one.
How much does SYF move around earnings?
Over its last 6 reports the stock moved an average of 2.3% (absolute, from the close before the report day to the close after it), and finished higher 3 of 6 times.
Did Synchrony Financial beat earnings estimates last quarter?
Synchrony Financial last reported on Oct 20, 2026: EPS of $2.68 against an estimate of $2.48 (+8.1% surprise), a beat.
How much does SYF usually move in a day?
On a normal trading day the ATLAS model puts SYF’s one-day range at about ±1.7%, with a 50% chance of closing higher. This is not an options-implied earnings move; earnings days are usually wider.
Educational information, not investment advice. Disclaimer