ATLASSchwab U.S. Aggregate Bond ETF (SCHZ): outlook, holdings and fees
Schwab U.S. Aggregate Bond ETF (SCHZ) is an exchange-traded fund and is managed by Schwab ETFs. The expense ratio is 0.02% and the yield is 4.44%. The ten largest holdings are 3% of the fund.
Fund data as of Oct 14, 2026 · Price Nov 2, 2026
ATLAS view on SCHZ
| Last price | $22.50 (-0.2%) |
|---|---|
| ATLAS chance of a higher price in 1 month | 67% |
| Likely 1-month range (50%) | $22.43 – $22.82 |
| Normal 1-day range (±1σ) | ±0.3% |
| Distribution yield | 4.44% |
ATLAS probabilities use the same calibrated model as every stock page. A fair value is shown for companies, not funds; the holdings below link to the fair value of each company.
SCHZ fund facts
| Issuer | Schwab ETFs |
|---|---|
| Theme | Bonds (broad) |
| Assets under management | $10.5B |
| Expense ratio | 0.02% |
| Number of holdings | 8 |
| Portfolio turnover | 65% |
| Inception | Jul 14, 2011 |
| Exchange | NYSE |
The fund will invest at least 90% of its net assets in securities included in the index. The index is a broad-based benchmark measuring the performance of the U.S. investment grade, taxable bond market, including U.S. Treasuries, government-related and corporate bonds, mortgage pass-through securities, commercial mortgage-backed securities, and asset-backed securities that are publicly available for sale in the United States.
SCHZ top holdings
| Holding | Sector | Weight |
|---|---|---|
| United States Treasury Notes 1.12% | – | 0.50% |
| United States Treasury Notes 0.88% | – | 0.48% |
| Federal National Mortgage Association 2.5% | – | 0.36% |
| United States Treasury Notes 0.62% | – | 0.32% |
| Federal National Mortgage Association 2% | – | 0.30% |
| United States Treasury Bonds 1.88% | – | 0.29% |
| United States Treasury Notes 2.88% | – | 0.29% |
| United States Treasury Notes 3.12% | – | 0.29% |
Holdings with an ATLAS page link to their probability range, fair value and earnings calendar.
SCHZ returns and risk
| Year to date | -2.4% |
|---|---|
| 1 year | -1.6% |
| 3 years (annualised) | +4.4% |
| 5 years (annualised) | -0.5% |
| 10 years (annualised) | +1.2% |
| Volatility (3 years) | 5.8% |
| Sharpe ratio (3 years) | -0.08 |
Past returns do not guarantee future results.
SCHZ: frequently asked questions
What does SCHZ invest in?
Schwab U.S. Aggregate Bond ETF invests in a portfolio of securities. Its largest holdings are United States Treasury Notes 1.12% (0.5%), United States Treasury Notes 0.88% (0.5%), Federal National Mortgage Association 2.5% (0.4%), United States Treasury Notes 0.62% (0.3%), Federal National Mortgage Association 2% (0.3%).
What is the SCHZ expense ratio?
0.02% a year: about $2.00 for every $10,000 invested.
What is the SCHZ dividend yield?
4.44%. ATLAS does not hold the exact distribution dates for ETFs.
Will SCHZ go up?
Nobody can know. The ATLAS model puts the chance of a higher price in one month at 67%, with a likely range (50%) of $22.43 to $22.82 from $22.50 today. It is a probability, not a prediction.
How has SCHZ performed?
Year to date -2.4%, one year -1.6%, three years +4.4% a year, five years -0.5% a year. Past returns do not guarantee future results.
Similar ETFs: Bonds (broad)
- Vanguard Total Bond Market ETF (BND)
- Vanguard Tax-Exempt Bond ETF (VTEB)
- Vanguard Short-Term Bond ETF (BSV)
- JPMorgan Equity Premium Income ETF (JEPI)
- JPMorgan Nasdaq Equity Premium Income ETF (JEPQ)
- Vanguard Intermediate-Term Bond ETF (BIV)
- NEOS S&P 500 High Income ETF (SPYI)
- Dimensional Core Fixed Income ETF (DFCF)
Educational information, not investment advice. Disclaimer