ATLASState Street Consumer Discretionary Select Sector SPDR ETF (XLY): outlook, holdings and fees
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) is an exchange-traded fund and is managed by State Street Investment Management. The expense ratio is 0.08% and the yield is 0.85%. The ten largest holdings are 70% of the fund.
Fund data as of Oct 14, 2026 · Price Nov 2, 2026
ATLAS view on XLY
| Last price | $118.50 (+2.7%) |
|---|---|
| ATLAS chance of a higher price in 1 month | 54% |
| Likely 1-month range (50%) | $115.46 – $122.72 |
| Normal 1-day range (±1σ) | ±1.0% |
| Distribution yield | 0.85% |
ATLAS probabilities use the same calibrated model as every stock page. A fair value is shown for companies, not funds; the holdings below link to the fair value of each company.
XLY fund facts
| Issuer | State Street Investment Management |
|---|---|
| Theme | Consumer discretionary |
| Assets under management | $22.1B |
| Expense ratio | 0.08% |
| Number of holdings | 47 |
| Portfolio turnover | 25% |
| Inception | Dec 16, 1998 |
| Exchange | NYSE |
The Advisor employs a replication strategy. The fund generally invests substantially all, but at least 95%, of its total assets in the securities comprising the index. The index includes companies that have been identified as Consumer Discretionary companies by the Global Industry Classification Standard (GICS®). It is non-diversified.
XLY top holdings
| Holding | Sector | Weight |
|---|---|---|
| Amazon.com Inc AMZN | Consumer Cyclical | 24.94% |
| Tesla Inc TSLA | Consumer Cyclical | 18.82% |
| The Home Depot Inc HD | Consumer Cyclical | 5.00% |
| McDonald’s Corporation MCD | Consumer Cyclical | 4.25% |
| The TJX Companies Inc TJX | Consumer Cyclical | 4.11% |
| Booking Holdings Inc BKNG | Consumer Cyclical | 3.11% |
| Lowe's Companies Inc LOW | Consumer Cyclical | 2.91% |
| Starbucks Corporation SBUX | Consumer Cyclical | 2.82% |
| Marriott International Inc MAR | Consumer Cyclical | 2.01% |
| DoorDash, Inc. Class A Common Stock DASH | Consumer Cyclical | 1.97% |
Holdings with an ATLAS page link to their probability range, fair value and earnings calendar.
XLY sector breakdown
| Sector | Weight |
|---|---|
| Consumer Cyclicals | 98.8% |
| Technology | 1.2% |
By region: North America 98.7%, Europe Developed 1.3%.
XLY returns and risk
| Year to date | -4.9% |
|---|---|
| 1 year | -3.1% |
| 3 years (annualised) | +12.8% |
| 5 years (annualised) | +5.0% |
| 10 years (annualised) | +12.7% |
| Volatility (3 years) | 18.1% |
| Sharpe ratio (3 years) | 0.43 |
Past returns do not guarantee future results.
XLY: frequently asked questions
What does XLY invest in?
State Street Consumer Discretionary Select Sector SPDR ETF invests in a portfolio of securities. Its largest holdings are Amazon.com Inc (24.9%), Tesla Inc (18.8%), The Home Depot Inc (5.0%), McDonald’s Corporation (4.3%), The TJX Companies Inc (4.1%).
What is the XLY expense ratio?
0.08% a year: about $8.00 for every $10,000 invested.
What is the XLY dividend yield?
0.85%. ATLAS does not hold the exact distribution dates for ETFs.
Will XLY go up?
Nobody can know. The ATLAS model puts the chance of a higher price in one month at 54%, with a likely range (50%) of $115.46 to $122.72 from $118.50 today. It is a probability, not a prediction.
How has XLY performed?
Year to date -4.9%, one year -3.1%, three years +12.8% a year, five years +5.0% a year. Past returns do not guarantee future results.
Similar ETFs: Consumer discretionary
- Vanguard Consumer Discretionary ETF (VCR)
- Fidelity MSCI Consumer Discretionary Index ETF (FDIS)
- iShares U.S. Consumer Discretionary ETF (IYC)
- State Street SPDR S&P Retail ETF (XRT)
- Invesco S&P 500 Equal Weight Consumer Discretionary ETF (RSPD)
- iShares Global Consumer Discretionary ETF (RXI)
- VanEck Consumer Discretionary TruSector ETF (TRUD)
Educational information, not investment advice. Disclaimer