Dividend Income Calculator

ATLAS Team · Updated November 2, 2026

Short answer

Dividend income is the amount you invest multiplied by the dividend yield. With $10,000 at a 3% yield you would receive about $300 a year before tax. This calculator also projects growth in the dividend, reinvestment and tax, and lets you start from the real current yield of a large company from ATLAS data.

Start from a companyCurrent dividend yield (ATLAS) · Data as of 2026-11-02. Source: price and dividend data stored by ATLAS.

Amount invested

Dividend yield (%)

Dividend growth per year (%)

Years

Tax on dividends (%)

Example value only. Check the rules for your account.

Reinvest dividends

Income in year 1, per year (Net)$255

Per month$21
Income in the last year, per year$1,381
Total dividends received$12,810
Value of the position at the end$22,810

Year by year

Year	Gross	Net
1	$300	$255
2	$323	$275
3	$348	$296
4	$376	$320
5	$406	$345
6	$440	$374
7	$477	$405
8	$518	$440
9	$563	$479
10	$614	$522
11	$670	$570
12	$733	$623
13	$803	$682
14	$882	$749
15	$970	$825
16	$1,070	$910
17	$1,183	$1,006
18	$1,312	$1,115
19	$1,458	$1,239
20	$1,625	$1,381

Projection with a constant share price and the growth you choose for the dividend. It isolates dividends and is not a forecast. Companies can cut or stop dividends.

How to use the calculator

Pick a company to load its current yield from ATLAS data, or type your own yield.
Enter the amount invested, how many years to project, the yearly growth of the dividend you assume, and whether dividends are reinvested.
Enter a tax rate on dividends if you want to see the after-tax income.
Read the income per year and per month, and the year-by-year table.

The formula

Annual dividend income = amount invested × yield. For reinvestment the model, year by year, adds the dividends (after tax) to the amount, at the share price you assume stays constant, and grows the dividend per share by the growth you choose. Without reinvestment the income grows only with the dividend growth.

To keep it simple the share price does not change in the projection: the calculator isolates the effect of dividends. In reality the price moves as well.

Assumptions and limits

Yield is today's annual dividend divided by today's price. It changes when the price or the dividend changes.
Companies can cut or stop dividends. Check the payout ratio and see dividend traps.
Taxes: US qualified dividends are taxed at 0%, 15% or 20% federal rates depending on income, others at ordinary rates, and states may add tax (rules as of November 2026; check with a tax professional). The default is only an example. See the IRS.
No fees, currency effects or share price changes are included.

Where the yields come from

The company list shows the current dividend yield calculated by ATLAS from stored price and dividend data for the largest S&P 500 companies with a dividend. The date of the data is shown in the calculator. For upcoming payment dates use the dividend calendar.

Frequently asked questions

How much do I need to invest to receive $1,000 a year in dividends?

Divide $1,000 by the yield. At 3% you would need about $33,300; at 5%, $20,000, before taxes.

What does dividend growth mean?

The yearly increase in the dividend per share. Companies that raise their dividends over time can overtake higher-yield companies that never grow it.

Are dividends guaranteed?

No. The board can cut or cancel them.

Why not use the highest yield?

Because a very high yield is often a warning. See dividend yield and traps.

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ATLAS Team · Updated November 2, 2026 · How ATLAS calculates fair value · ATLAS track record

Educational content. Not investment advice. Past performance is not a guide to future results. Figures are illustrations from stated assumptions. Disclaimer