ATLASATLAS fair value
HK$0.747
Below fair value · 63% discount
Range: HK$0.673–HK$0.822Fair valuePrice
Harbin Bank (6138.HK)
Harbin Bank share price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · Hong Kong Exchanges (HKEX) · Hong Kong SAR China
HK$0.280▼ -1.75%
Prices as of Oct 27, 2026 · HKD
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Harbin Bank in ATLAS
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- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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On Harbin Bank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Harbin Bank's fair value at about HK$0.747 per share (reasonable range: HK$0.673 to HK$0.822). At HK$0.280, the stock trades 63% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is low. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Harbin Bank a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between HK$0.266 and HK$0.296; in 9 out of 10, between HK$0.241 and HK$0.326. Estimated annual volatility is 26%.
Price, last 12 months (weekly close)
Key numbers
- P/E ratio
- 4.3
- 52-week high
- HK$0.420
- 52-week low
- HK$0.275
- Revenue (12 months)
- CN¥6.1B
- Operating margin
- -41.4%
- Net margin
- 20.7%
- Beta
- 0.63
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Harbin Bank sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks 6138.HK has traded between HK$0.275 and HK$0.420. Today it is 33.3% below that high and 2% above its low.
On the business: net margin is 20.7%; it trades at 4.3 times earnings.
Its beta is 0.63: it tends to move less than the market.
About the company
Harbin Bank Co., Ltd. provides various banking products and services primarily in China. The company operates through four segments: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Harbin Bank (6138.HK) fair value?
About HK$0.747 per share according to ATLAS (reasonable range: HK$0.673 to HK$0.822). With the stock at HK$0.280, it is 63% below it.
What is the chance 6138.HK goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, 6138.HK ends the month between HK$0.266 and HK$0.296.
How big is Harbin Bank and what is its P/E ratio?
Its price-to-earnings (P/E) ratio is 4.3: you pay HK$4.29 for each HK$1.00 of yearly earnings.
How volatile is 6138.HK?
ATLAS estimates annual volatility at 26%. In a typical month, half of the outcomes end between HK$0.266 and HK$0.296.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer