ATLASATLAS fair value
$16.56
Close to fair value · 2% premium
Range: $15–$18Fair valuePrice
First Northern Community Bancorp (FNRN)
First Northern Community Bancorp stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · NASDAQ
$16.85▲ +0.30%
Prices as of Oct 27, 2026 · USD
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on First Northern Community Bancorp in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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- Customer and supplier mapWho it does business with, from its own filings.
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On First Northern Community Bancorp
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates First Northern Community Bancorp's fair value at about $16.56 per share (reasonable range: $14.90 to $18.22). At $16.85, the stock trades within 8% of that figure: close to fair value.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives First Northern Community Bancorp a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between $16.10 and $17.73; in 9 out of 10, between $14.78 and $19.31. Estimated annual volatility is 30%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- $292M
- P/E ratio
- 12.9
- 52-week high
- $19.25
- 52-week low
- $12.15
- Revenue (12 months)
- $75.3M
- Revenue growth (YoY)
- +4.5%
- Earnings growth (YoY)
- +253.8%
- Return on equity
- 11.0%
- Free cash flow (12 months)
- $21.1M
- Beta
- 0.01
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. First Northern Community Bancorp sits close to fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks FNRN has traded between $12.15 and $19.25. Today it is 12.5% below that high and 39% above its low.
On the business: revenue grew 4.5% year over year; it trades at 12.9 times earnings.
Its beta is 0.01: it tends to move less than the market.
About the company
First Northern Community Bancorp is a bank holding company that operates through First Northern Bank of Dixon, providing community banking services to individuals, businesses, and agricultural customers in Northern California.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is First Northern Community Bancorp (FNRN) fair value?
About $16.56 per share according to ATLAS (reasonable range: $14.90 to $18.22). With the stock at $16.85, it is close to that value.
What is the chance FNRN goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, FNRN ends the month between $16.10 and $17.73.
How big is First Northern Community Bancorp and what is its P/E ratio?
First Northern Community Bancorp's market capitalization is $292M. Its price-to-earnings (P/E) ratio is 12.9: you pay $12.9 for each $1 of yearly earnings.
How volatile is FNRN?
ATLAS estimates annual volatility at 30%. In a typical month, half of the outcomes end between $16.10 and $17.73.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer