ATLASATLAS fair value
₹31.90
Close to fair value · 5% discount
Range: ₹29–₹35Fair valuePrice
Indian Overseas Bank (IOB.NSE)
Indian Overseas Bank share price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · National Stock Exchange of India · India
₹30.38▲ +5.93%
Prices as of Oct 26, 2026 · INR
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Indian Overseas Bank in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
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On Indian Overseas Bank
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Indian Overseas Bank's fair value at about ₹31.90 per share (reasonable range: ₹28.71 to ₹35.09). At ₹30.38, the stock trades within 8% of that figure: close to fair value.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Indian Overseas Bank a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between ₹29.03 and ₹31.96; in 9 out of 10, between ₹26.65 and ₹34.81. Estimated annual volatility is 22%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- ₹591B
- Market cap (USD)
- $6.2B
- P/E ratio
- 9.4
- Dividend yield
- 6.91%
- 52-week high
- ₹41.29
- 52-week low
- ₹28.32
- Revenue (12 months)
- ₹163B
- Operating margin
- 37.1%
- Net margin
- 36.6%
- Beta
- 0.30
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Indian Overseas Bank sits close to fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks IOB.NSE has traded between ₹28.32 and ₹41.29. Today it is 26.4% below that high and 7% above its low.
On the business: net margin is 36.6%; it trades at 9.4 times earnings.
Its beta is 0.30: it tends to move less than the market.
About the company
Indian Overseas Bank is a comprehensive public sector banking and financial services company based in India. Established in 1937, the bank primarily focuses on providing a wide array of retail banking, corporate banking, and international banking services.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Indian Overseas Bank (IOB.NSE) fair value?
About ₹31.90 per share according to ATLAS (reasonable range: ₹28.71 to ₹35.09). With the stock at ₹30.38, it is close to that value.
What is the chance IOB.NSE goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, IOB.NSE ends the month between ₹29.03 and ₹31.96.
How big is Indian Overseas Bank and what is its P/E ratio?
Indian Overseas Bank's market capitalization is ₹591B. Its price-to-earnings (P/E) ratio is 9.4: you pay ₹9.37 for each ₹1.00 of yearly earnings.
Does Indian Overseas Bank pay a dividend?
Yes. IOB.NSE's current dividend yield is 6.91% at today's price (₹30.38).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer