ATLASATLAS fair value
R$45.51
Below fair value · 11% discount
Range: R$41–R$50Fair valuePrice
Itaú Unibanco Holding S.A PN (BVMF: ITUB4) stock price
Itaú Unibanco Holding S.A PN (BVMF: ITUB4) closed at R$40.53 on Nov 6, 2026 (+1.40%). 52-week range R$37.35–R$50.85; ATLAS model fair value R$45.51.
Updated Nov 6, 2026 · Source: EODHD / ATLAS model
Itaú Unibanco Holding S.A PN stock price today, ATLAS forecast and fair value
Financial Services · Banks - Regional · B3 (Brasil Bolsa Balcão) · Brazil
R$40.53▲ +1.40%
Prices as of Nov 6, 2026 · BRL
- Market cap
- R$471B
- P/E ratio
- 9.4
- 52-week range
- R$37.35 – R$50.85
Chance of rising in 1 month
50%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Itaú Unibanco Holding S.A PN in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
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On Itaú Unibanco Holding S.A PN
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Itaú Unibanco Holding S.A PN's fair value at about R$45.51 per share (reasonable range: R$40.96 to R$50.06). At R$40.53, the stock trades 11% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Itaú Unibanco Holding S.A PN a 50% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between R$37.75 and R$43.43; in 9 out of 10, between R$33.33 and R$49.17. Estimated annual volatility is 45%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- R$471B
- Market cap (USD)
- $85.6B
- P/E ratio
- 9.4
- Dividend yield
- 7.80%
- 52-week high
- R$50.85
- 52-week low
- R$37.35
- Revenue (12 months)
- R$147B
- Operating margin
- 36.6%
- Net margin
- 32.5%
- Beta
- 0.17
How Itaú Unibanco Holding S.A PN compares
Against the Financial Services sector
At a P/E ratio of 9.4, Itaú Unibanco Holding S.A PN is valued above the sector median of 7.5.
| Measure | Itaú Unibanco Holding S.A PN | Sector median |
|---|---|---|
| P/E ratio | 9.4 | 7.5 |
| Net margin | 32.5% | 26.5% |
| Price vs fair value (+ above, − below) | -11% | -39% |
Median of the 28 Financial Services companies ATLAS covers (Brazil). Itaú Unibanco Holding S.A PN ranks #1 of 28 by market value among them.
Itaú Unibanco Holding S.A PN stock performance over the past year
Itaú Unibanco Holding S.A PN shares rose 0.9% between the Nov 7, 2025 close (R$40.17) and the Nov 6, 2026 close (R$40.53). Weekly closes over the period ranged from R$38.60 to R$50.47. Past performance does not predict future results.
Itaú Unibanco Holding S.A PN compared with peers
Key numbers for ITUB4.SA next to comparable companies in the same line of business.
| Company | Market cap | P/E | Net margin | Price vs fair value |
|---|---|---|---|---|
| Itaú Unibanco Holding S.A PN (BVMF: ITUB4) | $85.6B | 9.4 | 32.5% | -11% |
| Itaú Unibanco (BVMF: ITUB3) | $85.6B | 10.3 | 32.6% | -2% |
| Banco Santander (Brasil) (BVMF: SANB11) | $30.0B | 15.1 | 28.7% | +47% |
| Banco Bradesco S.A. PN (BVMF: BBDC4) | $27.7B | 6.1 | 27.3% | -41% |
| Banco Bradesco (BVMF: BBDC3) | $27.7B | 5.6 | 26.1% | -46% |
Price vs fair value: + means the price is above the ATLAS fair value estimate, − below it. Market cap in US dollars.
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Itaú Unibanco Holding S.A PN sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks ITUB4.SA has traded between R$37.35 and R$50.85. Today it is 20.3% below that high and 9% above its low.
On the business: net margin is 32.5%; it trades at 9.4 times earnings.
Its beta is 0.17: it tends to move less than the market.
About the company
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Itaú Unibanco Holding S.A PN (ITUB4.SA) fair value?
About R$45.51 per share according to ATLAS (reasonable range: R$40.96 to R$50.06). With the stock at R$40.53, it is 11% below it.
What is the chance ITUB4.SA goes up next month?
50%: close to a coin flip. In half of the simulated outcomes, ITUB4.SA ends the month between R$37.75 and R$43.43.
How big is Itaú Unibanco Holding S.A PN and what is its P/E ratio?
Itaú Unibanco Holding S.A PN's market capitalization is R$471B. Its price-to-earnings (P/E) ratio is 9.4: you pay R$9.36 for each R$1.00 of yearly earnings.
Does Itaú Unibanco Holding S.A PN pay a dividend?
Yes. ITUB4.SA's current dividend yield is 7.80% at today's price (R$40.53).
How has ITUB4.SA stock performed over the past year?
Itaú Unibanco Holding S.A PN shares rose 0.9% between the Nov 7, 2025 close (R$40.17) and the Nov 6, 2026 close (R$40.53). Weekly closes over the period ranged from R$38.60 to R$50.47. Past performance does not predict future results.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer