ATLASATLAS fair value
$15.00
Below fair value · 17% discount
Range: $14–$17Fair valuePrice
Banco Santander, S.A. (SAN)
Banco Santander, S.A. stock price today, ATLAS forecast and fair value
Financial Services · Banks - Diversified · NYSE
$12.42▲ +0.40%
Prices as of Oct 26, 2026 · USD
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Banco Santander, S.A. in ATLAS
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- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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On Banco Santander, S.A.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Banco Santander, S.A.'s fair value at about $15.00 per share (reasonable range: $13.50 to $16.50). At $12.42, the stock trades 17% below it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Banco Santander, S.A. a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between $11.79 and $13.13; in 9 out of 10, between $10.71 and $14.46. Estimated annual volatility is 31%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- $179B
- P/E ratio
- 12.4
- Dividend yield
- 1.95%
- 52-week high
- $15.05
- 52-week low
- $9.94
- Revenue (12 months)
- $54.4B
- Revenue growth (YoY)
- -20.5%
- Earnings growth (YoY)
- +17.2%
- Return on equity
- 13.1%
- Free cash flow (12 months)
- $14.7B
- Beta
- 0.94
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Banco Santander, S.A. sits below fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks SAN has traded between $9.94 and $15.05. Today it is 17.5% below that high and 25% above its low.
On the business: revenue fell 20.5% year over year; it trades at 12.4 times earnings.
Its beta is 0.94: it moves roughly in line with the market.
About the company
Banco Santander, S.A. Sponsored ADR is a depositary receipt representing shares of Banco Santander, a major global banking group headquartered in Spain.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Banco Santander, S.A. (SAN) fair value?
About $15.00 per share according to ATLAS (reasonable range: $13.50 to $16.50). With the stock at $12.42, it is 17% below it.
What is the chance SAN goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, SAN ends the month between $11.79 and $13.13.
How big is Banco Santander, S.A. and what is its P/E ratio?
Banco Santander, S.A.'s market capitalization is $179B. Its price-to-earnings (P/E) ratio is 12.4: you pay $12.4 for each $1 of yearly earnings.
Does Banco Santander, S.A. pay a dividend?
Yes. SAN's current dividend yield is 1.95% at today's price ($12.42).
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer