ATLASHow much dividend income will my portfolio pay?
A portfolio of $500,000 with a 3% dividend yield and a 15% tax rate would pay about $12,750 in the first year after tax, or $1,063 a month.
Updated November 3, 2026 · Source: ATLAS calculator; the assumptions are yours
Enter the value of your portfolio and its dividend yield. The calculator shows the dividends before and after tax, per year and per month.
Yearly dividends after tax: $12,750
Per month after tax: $1,063 · Yearly dividends before tax: $15,000 · Tax: $2,250
Assumptions, not forecasts.
Year by year
| Year | Yearly dividends before tax | Tax | Yearly dividends after tax | Per month after tax |
|---|---|---|---|---|
| 1 | $15,000 | $2,250 | $12,750 | $1,063 |
| 2 | $15,300 | $2,295 | $13,005 | $1,084 |
| 3 | $15,606 | $2,341 | $13,265 | $1,105 |
| 4 | $15,918 | $2,388 | $13,530 | $1,128 |
| 5 | $16,236 | $2,435 | $13,801 | $1,150 |
| 6 | $16,561 | $2,484 | $14,077 | $1,173 |
| 7 | $16,892 | $2,534 | $14,359 | $1,197 |
| 8 | $17,230 | $2,585 | $14,646 | $1,220 |
| 9 | $17,575 | $2,636 | $14,939 | $1,245 |
| 10 | $17,926 | $2,689 | $15,237 | $1,270 |
| 11 | $18,285 | $2,743 | $15,542 | $1,295 |
| 12 | $18,651 | $2,798 | $15,853 | $1,321 |
| 13 | $19,024 | $2,854 | $16,170 | $1,348 |
| 14 | $19,404 | $2,911 | $16,493 | $1,374 |
| 15 | $19,792 | $2,969 | $16,823 | $1,402 |
| 16 | $20,188 | $3,028 | $17,160 | $1,430 |
| 17 | $20,592 | $3,089 | $17,503 | $1,459 |
| 18 | $21,004 | $3,151 | $17,853 | $1,488 |
| 19 | $21,424 | $3,214 | $18,210 | $1,518 |
| 20 | $21,852 | $3,278 | $18,574 | $1,548 |
Educational calculator. The numbers you enter, including the return and inflation, are assumptions and not forecasts. Real markets do not move in a straight line.
How it works
The calculation
Income in the first year = portfolio value x yield. In later years the income grows by the dividend growth rate you enter. Tax is taken as a flat percentage of the dividends.
What it leaves out
It assumes the portfolio stays at the same value and that the dividends are not reinvested. Companies can cut dividends, and yields change with prices.
Where to find a yield
The ATLAS ETF pages show a fund's yield and the example portfolio pages show the 12-month distribution yield of each mix.
Worked example
A portfolio of $500,000 with a 3% dividend yield and a 15% tax rate would pay about $12,750 in the first year after tax, or $1,063 a month.
Related tools
Questions about this calculator
How do I calculate dividend income?
Multiply the portfolio value by the dividend yield. For example, 3% of 500,000 is 15,000 a year before tax.
What is a dividend yield?
The dividends paid over a year divided by the price. A fund's yield changes as its price and payments change.
Is the dividend growth rate guaranteed?
No. Dividends can rise, stay flat or be cut. Use the growth field to test scenarios.
How are dividends taxed?
It depends on your country and account type. Enter the tax percentage that applies to you; the calculator treats it as a flat rate.
Is this financial advice?
No. It is an educational tool and the results depend entirely on the numbers you enter.
Educational example only. ATLAS does not give personal investment advice. Disclaimer