ATLASATLAS fair value
PLN 328.05
Above fair value · 9% premium
Range: PLN 295–PLN 361Fair valuePrice
Kruk (KRU.WAR)
Kruk stock price today, ATLAS forecast and fair value
Financial Services · Credit Services · Warsaw Stock Exchange · Poland
PLN 358.00▲ +0.59%
Prices as of Oct 27, 2026 · PLN
Chance of rising in 1 month
51%
that it ends higher than today in 21 sessions
0%coin flip 50%100%
This is just the summary. See everything on Kruk in ATLAS
ATLAS's own quantitative analysis, all in one place.
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
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- Customer and supplier mapWho it does business with, from its own filings.
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On Kruk
- Simulation and expected rangeThousands of simulated scenarios: how far the price could rise or fall.
- Officers and shareholdersWho runs the company and which funds hold its shares.
- Customer and supplier mapWho it does business with, from its own filings.
- Valuation and financialsFair value step by step, quarterly accounts and upcoming events.
- NewsThe latest on the company, in one place.
And for you
- ATLAS builds your portfolioAnswer a short test and get portfolios that fit you.
- AlertsWe let you know when something changes in your stocks.
- Crisis simulatorHow your portfolio would do in a crash like 2008.
- Practice risk-free$10,000 in virtual money to invest at real prices.
- Global screenerSearch US stocks and stocks from 47 countries with filters.
Plans from €3.99 a month.
ATLAS estimates Kruk's fair value at about PLN 328.05 per share (reasonable range: PLN 295.25 to PLN 360.86). At PLN 358.00, the stock trades 9% above it.
It is calculated with valuation multiples of comparable companies. Confidence in the estimate is medium. It is an estimate, not a promise: if the company's results change, so does its fair value.
ATLAS's model gives Kruk a 51% chance of finishing higher a month from now (21 trading sessions) than today: close to a coin flip.
In half of the simulated outcomes the price ends between PLN 340.84 and PLN 377.64; in 9 out of 10, between PLN 311.22 and PLN 413.58. Estimated annual volatility is 30%.
Price, last 12 months (weekly close)
Key numbers
- Market cap
- PLN 6.9B
- Market cap (USD)
- $1.7B
- P/E ratio
- 6.7
- 52-week high
- PLN 510.00
- 52-week low
- PLN 334.20
- Revenue (12 months)
- PLN 2.7B
- Gross margin
- 74.1%
- Operating margin
- 81.3%
- Net margin
- 39.6%
- Beta
- 0.35
What this means
These are two different questions: fair value looks at the business (what it is worth given what it earns) and the odds look at the price over the next month. Kruk sits above fair value and its odds of rising over a month are close to a coin flip. An expensive stock can keep climbing and a cheap one can keep falling, which is why ATLAS shows the two readings separately.
Over the last 52 weeks KRU.WAR has traded between PLN 334.20 and PLN 510.00. Today it is 29.8% below that high and 7% above its low.
On the business: net margin is 39.6%; it trades at 6.7 times earnings.
Its beta is 0.35: it tends to move less than the market.
About the company
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, France, Germany, and Spain. The company operates through three segments: Consumer Debts, Mortgage Debts, and Corporate Debts.
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Comparable companies
Other companies in the same line of business:
Frequently asked questions
What is Kruk (KRU.WAR) fair value?
About PLN 328.05 per share according to ATLAS (reasonable range: PLN 295.25 to PLN 360.86). With the stock at PLN 358.00, it is 9% above it.
What is the chance KRU.WAR goes up next month?
51%: close to a coin flip. In half of the simulated outcomes, KRU.WAR ends the month between PLN 340.84 and PLN 377.64.
How big is Kruk and what is its P/E ratio?
Kruk's market capitalization is PLN 6.9B. Its price-to-earnings (P/E) ratio is 6.7: you pay PLN 6.71 for each PLN 1.00 of yearly earnings.
How volatile is KRU.WAR?
ATLAS estimates annual volatility at 30%. In a typical month, half of the outcomes end between PLN 340.84 and PLN 377.64.
Not investment advice. ATLAS estimates are produced by statistical models from public data; they can be wrong and past performance does not predict future results. Consider your own situation before investing. Disclaimer